Did you know that over 35 million people visit Canada every year?
It is easy to understand why. Canada is a world leading country full of natural beauty and economic prosperity.
Whatever the reason for your visit to Canada, it’s important to protect yourself from the costs of a medical emergency.Why Do You Need Visitors to Canada Insurance?
The average hospital stay in Canada costs up to $7,000, and even more for patients with an underlying complication. Prescription drugs can also add significantly to expenses.
You might be covered by a government health care plan in your home country, but your coverage does not travel with you to Canada. Also, people who are not Canadian residents are not covered by provincial health insurance plans.
To properly protect yourself against the costs of a medical emergency, choose a travel insurance plan with a Canadian insurance company.How Does Visitors to Canada Insurance Help?
Visitors to Canada insurance is travel insurance that is intended to cover emergency health and medical expenses, financial and other losses incurred while you are visiting Canada.Visitors to Canada Insurance and Pre-Existing Conditions
The good news is that many Visitors to Canada Insurance companies will cover a pre-existing condition, provided the condition has been stable over a certain period of time. Each company may use a slightly different definition of “stable”, so it’s important to read and compare policies.
There are many definitions out there, but generally a “pre-existing condition” means any injury, sickness or medical condition, for which the insured has symptoms or consulted a physician, has been hospitalized or was prescribed medications within a certain period before the effective date of coverage. The insurance company will “look back” for a period of time, usually 90 to 365 days, but for some conditions the look back period may extend over your entire lifetime.… Read the rest